Dealing with an insurance company can be a frustrating experience. Especially when you are trying to fight for a claim that has been wrongfully or mistakenly denied. In times like these, the assistance of a professional who knows how to deal with insurance companies is invaluable. An experienced attorney can not only save you the headache of dealing with insurance company run-around, but may also save you a considerable amount of money.
The attorneys at WylieLaw have had great success over the years standing up to and winning lawsuits against the big insurance companies, recovering thousands of dollars and saving their clients the anguish and frustration of insurance company bureaucracy.
When a claim has been denied and subsequently upheld through insurance company appeal and grievance procedures, you may be able to sue based on:
Even if you can't afford to pay a lawyer, you can fight the big insurance companies. The attorneys at WylieLaw, as well as many other attorneys, may work for you on a contingency fee basis. This arrangement allows you to pursue your case while the attorneys receive a percentage of any settlement from the insurance company.
If you believe that your claim has been unfairly denied or that the insurance company has acted unreasonably in handling the claim, do not simply let it go. Pursue your claim and assert your rights! You can fight and win.
Under Breach of Contract, you may recover:
Under Bad Faith, you may recover for:
Available legal remedies vary widely from state to state. It is best to consult with an attorney who can advise what remedies may be available for your specific claim.
The duty of good faith and fair dealing means that your insurance company must:
Bad faith is the unreasonable denial of insurance policy benefits. If your state law allows you to bring a bad faith claim against your insurance company (New York does not) and if the claim denial can be shown to have been unreasonable, you may be able to recover the following (in addition to what the insurer owes you under the policy, plus interest):
If you live in New York and your insurance company wrongfully denies
your claim, you cannot bring a bad faith claim. However, you may not be
restricted solely to the benefits of your policy. Recent case law has
held that if a policyholder has been wrongfully denied benefits and has
suffered damages in excess of the applicable policy limits, the policyholder
may recover monetary damages above and beyond the policy amount. WylieLaw
has already fought and won extra-contractual damages for a client under
this new law (see Decisions and Press). Our
advice is to consult an experienced attorney who can advise you of your